What to do when they sell your information.

Written By Frosy Trapezountios-Graf

Source-OptOutPreScreen

How to opt out or in when credit bureaus sell you information.

What is the purpose of OptOut PreScreen Website?

Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.

Through this website, you may request to:

  • Opt-Out from receiving Firm Offers for Five Years - (electronically through this website).

  • Opt-Out from receiving Firm Offers permanently - (mail Permanent Opt-Out Election form available through this website).

  • Opt-In and be eligible to receive Firm Offers. This option is for consumers who have previously completed an Opt-Out request - (electronically through this website).

Frosy Trapezountios-Graf
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